Summer is the perfect time to hit the open road and enjoy the great outdoors with your favorite recreational vehicles (RVs), all-terrain vehicles (ATVs), or motorcycles. These "toys" provide endless fun and adventure, but they also come with risks. To ensure you can fully enjoy...
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or water intrusion that...
The flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a head start on the often-hectic seasons of spring and...
You don’t have to live in a flood-prone area to encounter flooding in your home. This can happen at any time to anyone! Flooding can be caused by more than just natural disasters. If you own a home, you need flood insurance. There are two...
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the beneficiary after the insured’s...
Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won't see any benefit unless you have a loss, accident, or claim. But insurance can make or break your business. Without the right...
There are many types of construction insurances intended to protect a property developer and other stakeholders throughout the stages of a construction project. Here are the basics of construction insurance – from the common types of construction insurance policies to the different types of coverage. What...
Do you want to save money on your auto insurance by driving safely? Most companies are using car telematics programs to do so. Car telematics programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data...
Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you thought....