Great State Insurance offers you protection for misdemeanors, speeding or traffic tickets and any automobile accident that you may acquire. Our insurance company also protects drivers with a bad driving history offering SR-22 auto insurance at an affordable rate. Another asset our company offers is car towing coverage, which pays for the cost of a tow related to an accident as well as a growing number of people are dropping their auto insurance to try to save money, according to a recent study by the Insurance Research Council (IRC). If the current rate of unemployment continues, the IRC estimates that the national uninsured rate will climb to 16.3 percent in 2013. With that many people driving without coverage, it’s dangerous to be uninsured. But how much car insurance do you really need?
IF you’re like many people feeling the pinch, your inclination is to get the bare minimum of insurance coverage required by the law in your state. That’s a good place to start, though those minimums may not fully protect you — or your assets — if you file a claim. We recommend getting more than the minimum coverage unless you are driving a beater and have no assets to protect.
Every state in the nation, except for New Hampshire and Wisconsin, requires that you have liability insurance, and that mandatory coverage varies according to state.