Even if you have property and liability coverage for your business, you may want to look into excess liability and umbrella insurance.

If you own a business, you know that it’s a huge responsibility. Your standard coverage isn’t always enough. Extreme circumstances can arise. Excess liability insurance will come in handy in the event that you need to pay for major repairs, a settlement, or any judgement in excess of your coverage limit.

You never want to find yourself in a predicament where you are forced to pay out of pocket for major expenses. Umbrella insurance is just one more layer of protection that will cover you in the event that a claim exceeds your liability coverage or other coverage has been exhausted.

If you’re worried that you just can’t afford another policy, keep in mind that excess liability and umbrella coverage are often more affordable than getting a higher coverage amount on an existing policy. Call us today and we will get you a free quote so that you can decide what makes the most sense for you and your business.